THE HELM WAY

While many companies say that customer care is #1, Helm actually enforces it at every level and demonstrates it through action.

Perhaps that’s because our “auto loans for any credit” business is somewhat unique. After all, our success depends on your success. Because we provide you with the ability to purchase a quality, dealer-certified vehicle with a very low down payment and with flexible payment plans that fit into your budget, we truly rely on your ability to make your payments, first time, every time.

But that’s a good thing.  It means that we’re invested with you not only from Day 1, but every day until your loan is paid off.  Your ability to drive to work every day or pick your children up at school is just as important to you as it is to us.

We also realize that unexpected situations may arise in which you may need credit counseling or special arrangements.  We are here to help.  We will work with you to resolve almost any situation.

At Helm Associates, customer care really is Job #1.

WE GIVE BACK

At Helm, we take pride in assisting our great customers. After all, we’re truly invested in their success. So it’s no surprise that at Christmastime, our representatives selected a local family and surprised them with a special Helm holiday gift!

WE PROVIDE

  • The availability of financing regardless of your credit score or past financial history
  • The opportunity to improve your credit score, thus giving you more financing opportunities at a lower cost
  • Many Buy Here Pay Here dealers are more focused on vehicle quality than other dealerships
  • Enhanced trade-in flexibility

Here are the Top Reasons Why Helm is the Best in the Business:

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We are a nationally ranked Top 5 auto lender with over 25 years of experience.

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We have over 24,000 satisfied customers, many of whom are repeat buyers and refer their friends and family members to us.

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We offer short-term loans that can save you thousands of $$$.

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We offer flexibility with insurance coverage with a liability-only option available.

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We offer down payments as low as $295 and flexible payment plans that fit your budget (from about $59 a week!)

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We do not charge any bank fees–or late fees!

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We have community “pay it forward” programs that give back to the neighborhoods we serve.

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We have a great referral program that gives you $100 cash for each referral…and after eight, WE WILL HELP PAY OFF YOUR LOAN, up to $8,000.

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We offer no-cost credit counseling from credit experts.

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